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RM 10,000 Personal Loan Malaysia: Exact Monthly Payments & Complete Cost Breakdown

January 28, 20259 min read

Need to know EXACTLY how much a RM 10,000 personal loan will cost you monthly? This comprehensive guide provides precise payment calculations at every common interest rate (4.88%-18%) and loan term (12-60 months). No estimates - these are the real numbers you'll pay, including total interest costs, eligibility requirements, and what RM 10,000 can actually buy you in Malaysia.

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Most Popular

Rate & Term

10% p.a. × 24 months

Monthly Payment

RM 461

Total Cost

RM 11,064

Most common rate for average credit (650-700 score), affordable 2-year term

Best Value

Rate & Term

4.88% p.a. × 12 months

Monthly Payment

RM 851

Total Cost

RM 10,266

Lowest total cost - pay only RM 266 interest over 1 year (2.66% of loan)

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Interest rates from 4.88% to 18% based on credit profile. Use calculator to see your personalized rate.