Disclaimer
Last Updated: January 2025
General Information
The information provided on this website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
No Financial Advice
The content on this website does not constitute financial, legal, or professional advice. You should not rely solely on the information provided here to make financial decisions. We strongly recommend that you: • Consult with qualified financial advisors before taking any loan • Carefully review all loan documents and terms • Assess your financial capacity to repay before borrowing • Consider all alternatives and compare offers from multiple lenders Borrowing money has financial implications and responsibilities that you should fully understand.
Loan Approval Not Guaranteed
Submitting a loan application does not guarantee approval. All applications are subject to our credit assessment and approval process. We reserve the right to: • Approve or reject any application at our sole discretion • Request additional documentation or information • Offer different loan amounts or terms than requested • Withdraw or modify offers at any time before loan disbursement Factors affecting approval include credit history, income, debt-to-income ratio, and other risk assessment criteria.
Interest Rates and Fees
Interest rates and fees mentioned on this website are indicative and subject to change without notice. Actual rates offered may vary based on: • Individual credit assessment • Loan amount and term • Current market conditions • Regulatory changes • Individual risk profile The 4.88% interest rate mentioned represents our best rate for qualified borrowers and is not guaranteed to all applicants. Your actual rate will be disclosed in your loan agreement.
Calculation Estimates
Loan calculations provided by our calculator tool are estimates only and should not be considered as binding offers. Actual monthly payments, interest amounts, and total costs may differ based on: • Approved interest rate • Processing fees and charges • Insurance premiums (if applicable) • Early settlement or late payment penalties • Changes in loan terms Please refer to your official loan agreement for exact figures.
Third-Party Links
This website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for: • Content on third-party websites • Privacy practices of external sites • Products or services offered by third parties • Accuracy of information on linked sites Accessing third-party websites is at your own risk, and you should review their terms and privacy policies.
Website Availability
While we endeavor to ensure the website is available 24/7, we do not guarantee uninterrupted access. The website may be temporarily unavailable due to: • Scheduled maintenance • Technical issues • Internet connectivity problems • Force majeure events • Security concerns We are not liable for any inconvenience or loss resulting from website unavailability.
Information Accuracy
We make reasonable efforts to ensure information accuracy, but errors may occur. We do not warrant that: • Website content is error-free or complete • Defects will be corrected promptly • The website is free from viruses or harmful components • Information is suitable for your specific circumstances If you notice any errors or discrepancies, please contact us so we can address them.
Regulatory Compliance
Mudah Credit Resources Sdn. Bhd. operates as a licensed financial service provider in Malaysia, subject to Malaysian laws and regulations. This website and our services are intended for Malaysian residents only. We make no representation that: • Our services are available or appropriate in other jurisdictions • Website content complies with laws of other countries • Non-residents are eligible for our services If you access this website from outside Malaysia, you do so at your own risk and are responsible for compliance with local laws.
Liability Limitation
To the maximum extent permitted by Malaysian law, Mudah Credit Resources Sdn. Bhd., its directors, employees, and agents shall not be liable for any: • Direct, indirect, incidental, or consequential damages • Loss of profits, data, or business opportunities • Damages arising from website use or inability to use • Reliance on information provided on the website • Unauthorized access to or alteration of your transmissions This limitation applies whether based on contract, tort, negligence, strict liability, or otherwise.
Responsible Borrowing
We encourage responsible borrowing practices. Before applying for a loan, please: • Borrow only what you need and can afford to repay • Understand all terms, conditions, fees, and charges • Create a repayment plan that fits your budget • Consider the impact on your financial situation • Avoid taking multiple loans simultaneously Failure to repay loans can result in financial difficulties, damaged credit scores, and legal consequences. Please borrow responsibly.
Changes to Disclaimer
We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this website with an updated date. Your continued use of the website after changes constitutes acceptance of the modified disclaimer. We recommend reviewing this page periodically to stay informed of any updates.
Contact Us
If you have any questions or concerns about this disclaimer, please contact us: Mudah Credit Resources Sdn. Bhd. Email: info@mudahcredit.com Phone: +60 3-XXXX XXXX Address: Kuala Lumpur, Federal Territory, Malaysia