Compare Loan Products

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Side-by-side comparison of all our loan products to help you make an informed decision

Select up to 3 loan products to compare:

Loan Type
Personal Loan
Flexible financing for any purpose
Debt Consolidation
Combine multiple debts into one
Loan Amount
RM 5,000 - RM 200,000
RM 20,000 - RM 300,000
Interest Rate
6.5% - 12%
6% - 10%
Tenure
12 - 84 months
24 - 84 months
Processing Fee
1%
0.5%
Approval Time
2-4 hours
3-5 hours
Best For
General purposes, weddings, renovations, emergencies
Multiple credit card debts, loan consolidation, debt management
Advantages
  • No collateral required
  • Fastest approval
  • Flexible use of funds
  • Competitive interest rates
  • Early settlement allowed
  • No income proof for amounts under RM 10,000
  • Lower overall interest rate
  • Single monthly payment
  • Reduce total debt faster
  • Improve credit score
  • Lower processing fee
  • Financial advisory included
Disadvantages
  • Higher rates than secured loans
  • Credit score dependent
  • Processing fee applies
  • Minimum amount RM 20,000
  • Must close old accounts
  • Longer approval process
  • Debt-to-income ratio checked
Requirements
  • Malaysian citizen/PR
  • Age 21-60
  • Minimum income RM 2,000/month
  • Employed for 6+ months
  • Malaysian citizen/PR
  • Age 21-60
  • Minimum income RM 3,000/month
  • Total debt at least RM 20,000
  • DTI under 60%
Features
Instant Approval
Flexible Tenure
Early Settlement
Top-up Available
Insurance Optional
Auto Debit

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