Personal Loan RM 10,000
Flexible financing for your important needs
Get RM 10,000 with affordable monthly payments starting from just RM 432. Ideal for education, medical expenses, home improvements, or debt consolidation. Fast approval in just 2 hours!
Monthly Payment Options for RM 10,000
Choose a repayment period that fits your budget
Who is This RM 10,000 Loan For?
Emergency Expenses
Handle urgent situations like major car repairs or family emergencies
Medical Treatment
Cover medical procedures, surgery, or specialized healthcare costs
Education & Courses
Invest in education, professional courses, or skills development
Small Renovation
Home improvements, kitchen upgrades, or bathroom renovation
Debt Consolidation
Combine multiple debts into one lower monthly payment
Requirements for RM 10,000 Loan
Eligibility Criteria
- Malaysian citizen or PR aged 21-65 years
- Minimum monthly income of RM 2,000
- Employed or self-employed for at least 6 months
- Good credit history (CTOS/CCRIS)
Required Documents
- NRIC (front and back)
- Latest 3 months payslips
- Latest 3 months bank statements
- Proof of employment
How to Apply for RM 10,000 Loan
Fill Online Application
Complete our simple 3-minute online form with your personal and financial details.
Upload Documents
Submit your IC, payslips, and bank statements digitally through our secure platform.
Get Instant Decision
Receive preliminary approval within 2 hours. Our AI system evaluates your application in real-time.
Sign Agreement
Review and e-sign your loan agreement online. No branch visit required.
Receive Funds
RM 10,000 transferred to your bank account within 24 hours of approval.
FAQ - RM 10,000 Personal Loan
What is the monthly payment for a RM 10,000 loan?
Monthly payments range from RM 432 (60 months) to RM 866 (12 months), depending on the repayment period you choose. You can select the tenure that best fits your budget.
How quickly can I get RM 10,000?
You can get preliminary approval within 2 hours. Once approved, the RM 10,000 will be transferred to your bank account within 24 hours.
What can I use a RM 10,000 loan for?
You can use it for education, medical expenses, home renovation, debt consolidation, emergency expenses, or any other personal needs.
What is the interest rate for RM 10,000 loan?
We offer a competitive interest rate of 4.88% per annum for the RM 10,000 personal loan, with transparent pricing and no hidden fees.
Do I need a guarantor for RM 10,000 loan?
No, you do not need a guarantor. This is an unsecured personal loan based on your creditworthiness and income.